Paul Beard

Paul is a fully qualified Financial Advisor, holding both the Financial Planning Certificate (FPC) and Mortgage Advice Qualification (MAQ). Paul bought his first property at the age of 18 in Huddersfield, selling it two years later for a 100% profit and having had the mortgage paid by fellow students lodging with him!

His first job was in Estate Agency in 1990 later Paul joined the Financial Services Market in 1996 and advised on his first buy to let mortgage  the following year. Paul is Managing Director of the Only Business Group, who encompass mortgage, financial and property advice and who also own a mortgage packaging company.

The experience gained from advising on property purchases and sales totalling well in excess of £100million has led to the development of contacts, also highly experienced, in the property investment market, ensuring a properly planned property portfolio from the outset.

Paul's general experience across all these fields allows him to retain an objective perspective on property portfolio building, understanding the importance of mitigating risk and tax issues and maximising a profitable and balanced portfolio. 

Paul says 'I have watched people benefit from the luck of a rising property market, a lot of deals that we have seen over the last 10 years relied on the market rise to make money, not skill. Investing early in a rising market for many has given false confidence. I believe that the ability to understand what you are investing in and why, and how you can add value to your purchases yourself will allow investors to profit in any market, and we at only-property aim to deliver profit and that support and education needed'.

Claudia Berman

Claudia has been working in estate agency since 1997 and we are proud to say that we have managed to steal her experience for your benefit! Claudia oversees the property refurbishment programmes in the South East, sourcing builders, products and managing quotes and snagging etc. Bulk refurbishment deals have allowed Claudia to develop cost savings to our clients and ensures renovation teams have an incentive to provide quality long lasting work.

Nicky Sanderson

If you want to get the best new build deals you need the best new build contacts. Blessed with a little black book containing all the right names, Nicky is able to secure our clients fantastic discounts! New build discounting is about proving yourself and providing the builder with a viable exit strategy based upon the buyer's track record.

Property North West 

The Two Davids, Siegler and Graham advise on property purchase in the North West. David Siegler comments:

"Everyone understands the power of owning property in a properly balanced
investment portfolio

We have been working in the North West for some years now building our own
portfolios and we represent clients who have seen what we have achieved.
They have retained us either to acquire individual properties on their
behalf, or to build property portfolios for them using our knowledge and
contacts.

Our success relies upon the continued recommendations from our clients" 

Why use us?

Smart Investors need to be market experts, to do the research, visit properties and learn how to turn problems into solutions. 

We know the sales agents and off market sources  allowing access to deals that don't come to the open market. We know the real prices - despite all the available data on the internet now local knowledge is invaluable. 

We know how to present and let the property for the maximum possible yield.

Our Service

Our Buy to Let Service has 5 parts

1. Market Advice - Advice on prices, yields and trends in key areas of the North West in order for you to fine tune your objectives

2. Accompanying you to pre-selected properties, providing local knowledge and offering an insight to your invesments 

3. Negotiation - Either giving you advice or negotiating purchases for you

4. Monitoring the purchase process - The survey, mortgage and solicitors process. If unexpected problems are not professionally and swiftly dealt with they can cause the
purchase to fail.

5. Post purchase-  We advise and assist proactively to maximise your rental income in
the most economic way.